General

Buyers Guide

  • Mortgages

    Most people who purchase a home require some financial assistance. That is, they require someone to lend them sufficient funds to cover the price of a home.

  • Before You Buy a Home or Condo

    Before you start shopping for your home, why not give some thought to your lifestyle, the features you need and want, affordability, and the neighborhoods you prefer.

  • Moving Day

    While moving is inconvenient and disrupting there are some ways to make the move more manageable

  • Avoiding Top Relocation Mistakes

    Moving to a new city can be an exciting adventure, but it can also be incredibly stressful, especially if something goes wrong. Make sure you understand the most often made mistakes before you start.

  • Arranging a Mortgage

    Almost everybody requires a mortgage to purchase a Calgary home, but if this is your first mortgage you probably have a lot of questions. Learn more about mortgages here.

  • Behind the Scenes of Closing Day

    The day has finally arrived, and it's time to close the deal and take possession of your new Calgary home. Learn what to expect and who gets involved in closing day so you're prepared.

  • Choosing the Mortgage That's Right For You

    When buying a home, the type of mortgage you choose, the down payment you make, and the amortization period can all make a big difference. We review the different types of mortgages.

  • Closing: Calgary Home Buyers Guide

    Buying a home is a complicated process, and it isn't finished until Closing Day has come and gone. This process involves both the buyer and the seller, as well as legal representation for both sides.

  • The Canada Mortgage and Housing Coorporation

    The CMHC plays a major role in Canada's housing industry, and offers many services to buyers and sellers including research services, market evaluations, and access to affordable financing options.

  • Consider Your Present and Future Lifestyle

    Before you start searching for a Calgary home for sale, you should first consider your present and future lifestyle to ensure you are looking for the home that will best match your needs.

  • Additional Costs of Buying a Home

    There are several costs associated with buying property that you should be prepared for, including inspection fees, appraisals, legal fees and insurance.

  • Buying a Home: Needs vs Wants

    It's important to sit down before you start your Calgary house hunt and make a list of the things you need in a new home and the

  • Home Buyers House Hunting Tips

    When it's time to begin searching for a Calgary home, there are some tips that will help you keep focused and make the best decision for you and your family.

  • How to Avoid Common Home Buying Errors

    Shopping for a new Calgary can be an emotional experience, and is always a time consuming process. It's important not to get too caught up in the excitement and forget the details.

  • How to Make the Most of Your Move Up

    When you're moving to your second or third home, the process can be more complicated since you have to both buy and sell a home. Timing is an important factor to consider.

  • How to Save Money When You Move

    Moving to a new home isn't anyone's favourite thing to do, but it's a necessary part of life. There are ways you can reduce stress and make the moving process more enjoyable for everyone involved.

  • How to Make the Most of Your Mortgage

    In the excitement of searching for your first Calgary home, it's important not to forget to spend the same time searching for a mortgage.

  • How to Make Moving Manageable

    Moving to a new home or new city takes a lot of time, effort and energy, but in the end it's almost always worth it. Here are some ways to keep your move as stress free as possible.

  • How to Qualify for a Mortgage

    Applying for a mortgage is a straightforward process, and when you are properly prepared and know what to expect, it's unlikely there will be any surprises during the process.

  • First Time Calgary Home Buyers & RRSPs

    Under the Canadian federal government's Home Buyer's Plan, you can use your RRSP savings to help finance the down payment on your first home. Find out more about who qualifies to use RRSPs.

  • Reasons to Invest in Calgary Real Estate

    Investing in Calgary real estate can be a great way to create long term investments that reliably grow, providing great opportunities.

  • Plan Before You Start Your House Hunt

    Sometimes a Calgary home buyer will get excited and fall in love with a home for the wrong reasons. It's important to go into the home shopping experience carefully and thoughtfully.

  • The Offer: Calgary Home Buyers Guide

    You've found the Calgary home of your dreams and now it's time to make an offer to purchase. This section of our guide will help you understand the offer and negotiating process.

  • Understanding the Offer

    When you have found the home you want, the next step is to make a formal offer, a legally binding document that must be completed with due diligence and care, usually with the help of a professional.

  • Viewing Homes: Calgary Home Buyers Guide

    The section gives you advice on how to make the most of the home viewing experience, so you make sure you go into the offer process with all the information you need to make an informed decision.

  • What Can You Reasonably Afford to Buy?

    When preparing your home buying budget, you want to carefully consider what resource you have and what can be reasonably allocated to pay a mortgage, condo fees, utilities, etc.

  • What is Fair Market Value?

    When you're buying a Calgary home, you want to know you're getting the best possible price. How do you know what the best price is for a particular home in today's market?

  • Your Calgary Home Buying Team

    When you're buying a home, there is an entire team of Calgary real estate professionals ready to assist you, including real estate agents, lawyers, insurance agents and mortgage specialists.

Sellers Guide

  • Realtor Questions

    Buying or selling a home is probably one of the largest investments you will ever make. That is why it is important to choose the correct Real Estate Professional

  • The biggest relocation mistakes

    This report explains the nine most common mistakes people make when relocating. When you plan ahead you will avoid these pitfalls and ensure your move is handled smoothly.

  • The Value of a Realtor

    Selling a home is a time consuming and complicated process. Why would you want to risk getting less than you deserve?

  • How Real Estate Agents Protect Your Money

    The sale of your home affects many aspects of your life including finances, children, your equity and your future. This is one of the most important transactions of your lifeti

  • Save money on your home sale

    Thinking of selling your own property? Think again: a Real Estate Professional can save you money.

  • Closing the Sale

    Here is a review of the items that need to be completed, including adjustments, net proceeds, closing costs and possession date.

  • Costs associated with selling

    Find out the financial items you will want to consider upon the sale of your home.

  • Getting Ready to Sell

    Understanding market conditions and having all your documents in place will ensure the selling process runs smoothly.

  • Selling your home - Divorce Issues

    When it comes to divorce and the house there are four options. Find out what they are here.

  • How to make the most of your move

    When you are buying a first time home, the process is usually straight forward. However, when you are moving to a second or third home, other issues arise, making the process more complicated.

  • Sell your home fast for the best price

    Buyers do not see your home the same way you do. They are very discriminating about its condition, the neighborhood and the price.

  • Sold

    You will be packing, reorganizing, sending out change of address cards and notifying people of your move

  • Marketing your home for Sale

    This section provides you with some valuable information on getting your home ready for showings, making home repairs, and listing your home on the MLS

  • Real Estate Offer to Purchase

    This page walks you through the offer process, understanding the specific items on an offer to purchase.

  • Sell your home yourself

    Review the following list of items you will need to complete to ensure the successful sale of your home.

  • The right price affects your bottom line

    When you are selling your home, the price you set is a critical factor in the return you will receive.

  • Thinking of selling

    This section gives you some insights into the many factors that affect a selling decision.

  • Understanding Market Conditions

    Generally speaking, there are three types of markets that affect the sale of your home. Understanding each of these can make a difference to your bottom line.

  • What is fair market value?

    When you are buying or selling your home, naturally, your most important concern is getting the best price.

  • Best time to sell your home

    Whether you are looking to downsize, upgrade, relocate or simply want a lifestyle change, the process of selling your home can be a positive one

  • The Importance of Curb Appeal

    It's always a good idea to improve the exterior appearance of your house when you put your Calgary home on the real estate market.

  • Easing Home Seller Stress

    When you are selling your Calgary home and planning a move, things can get stressful quickly. Take the time to do things right and respect that moving can be an emotional process.

  • Prepare Your Documents

    Before you put your Calgary home on the market, it's a good idea to make sure you have all your paperwork and documents in place to ensure the selling process goes as smoothly as possible.

  • Five Common Reasons Your Home Isn't Selling

    If you've tried everything to sell your Calgary home and are still waiting for the right buyer, take a look at your listing and see if any of the following five reasons could be why.

  • How to Determine Your Home's Worth

    Setting the right price on your Calgary home for sale is one of the most important steps in ensuring your home sells. There are many factors to consider.

  • How to Pass Your Home Inspection

    Almost every single Calgary home buyer will want to have your home for sale inspected before finalizing their offer to purchase.

  • How to Show Your Home for Sale

    Once your Calgary home for sale is listed, prospective buyers will likely start popping up and want to view your home. Here are some tips for keep your home in showing form.

  • Low Cost Ways to Improve Your Home's Interior

    When selling a Calgary home the little things can go a long way to increasing the price you will receive and how quickly your home will sell. Here are some low cost tips.

  • Repairs to Make Before You Sell Your Home

    Before you put that for sale sign up in your yard, it's a good idea to take a close look at your home to see if any repairs or improvements should be made before you sell.

  • Legal Representation & Real Estate Lawyers

    A qualified and professional Calgary real estate lawyer is an essential part of any home seller's strategy. The sale of your home is a precise legal procedure that requires expert attention.

  • Enchant all Five Senses When Showing a Home

    When you're showing your Calgary home for sale, creating the right atmosphere in your home isn't just about having things look good.

  • Understanding the Offer

    When an offer to buy is presented by a prospective Calgary home buyer, the next step is to sit down with your Calgary real estate professional and evaluate this offer carefully.

Local Information

  • Airdrie, Alberta

    Find Real Estate in Airdrie. No sign-up required to browse all MLS® Airdrie Listings . Buy or Sell with a trusted Airdrie Real Estate team.

Saved Searches

If you'd like to arrange a viewing of any listings you see on this site, or learn more about your options in the Calgary Real Estate market, the Kernick Home Team is ready to help with your search. Please contact us by email or call/text 403-875-7629 for assistance.

Latest Testimonials
  • Helped Me Buy a Townhouse

    Kelly is a Realtor n his own class. His client care and professionalism. I had some anxiety about the purchasing a...

    Christina Auatin Feb 24, 2020
  • Bought an Acreage

    Kelly was a valued partner for us in finding our new home in the country. Knowledgeable about the market, helpful,...

    Darrel Florence Feb 24, 2020
  • Second Purchase

    Worked with Kelly on 2 separate occasions to purchase a home. He is easy to get along with and doesn't pressure you...

    Chris Karaplis Feb 24, 2020
  • Repeat Cusomer

    We have purchased two homes in Airdrie with Kelly. He dedicated a lot time showing us homes and was very...

    Sarah Dyrland Feb 24, 2020
  • Great Value and Service!

    When our 21 yr. old. son Jonathan moved to Calgary from Ontario, he decided he was going to stay for an extended...

    John and Joanna Mataya, Welland, Ontario Nov 15, 2013
  • Dedicated

    This was my second time working with Kelly. His dedication and experience made the process easier during a difficult...

    Tom Jones Jul 26, 2013
  • Found on Google

    When I planned on moving to Calgary from Fort McMurray I had no idea where to start. I didn't know people here in...

    Caroline Christopherson Apr 14, 2013
  • From Quebec to Calgary

    My wife and I had just arrived from out of province and were looking for a little place for us and our two kids and...

    Richard & Melanie Boutin Mar 25, 2013
  • First Time Condo Buyers

    My husband and I were looking to purchase our first home, and Kelly came highly recommended. Kelly went above and...

    Cody & Mandee Bird Mar 25, 2013
  • Would Refer to Anyone

    I would refer Kelly as a Realtor to anyone who asked based on my past experiences. He helped me shop around and find...

    Dana Johnston Mar 21, 2013
Urban Real Estate Services
820, 26th Street NE , Calgary, Alberta, T2A 2M4
Tel: 403-875-7629
MLS®, REALTOR®, and the associated logos are trademarks of The Canadian Real Estate Association.

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Calgary Real Estate Board.

MLS®, Multiple Listing Service®, and the associated logos are all registered certification marks owned by CREA and are used to identify real estate services provided by brokers and salespersons who are members of CREA. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.