What's your budget? You will need to consider all your monthly expenses and take into consideration some unplanned costs.

Wants vs Needs
When considering your home buying budget look at your needs first and wants second. This way you will get the most out of your purchase.

Consider now and your future
Consider what you need today and what may change in your life down the road. Find a home that meets both criteria.

Tips for the home search
A couple items that will impact your purchase are access to essential services and proximity to work and family.

Our buyer's team
Professionals to help with your purchase. Our team includes appraisers, lawyers, mortgage brokers. lenders, home inspectors, and insurance brokers.

RRSP's and the first time buyer
First time home buyers can use up to $20,000 of their RRSP's as a down payment. Here are some more details about the program. 

The Canadian Mortgage and Housing Corporation(CMHC)
You can put down as little as 5 percent on a home with the help of a CMHC insured mortgage. Find out more about the CMHC program.

Nine relocation mistakes
Consider these tips for avoiding costly mistakes when relocating to a new city

Moving up - How to do it better
Sell first, time your closings, and improve your current home. Just a few of our suggestions to enhance your move to a new home.

The buyer agency agreement - better for everyone
Buyer agency is better for everyone. Learn why in this report.

Why real estate investmests?
Real estate is the oldest and best of all investments. Learn the benefits of building equity with a time tested and low risk financial investment.


If you'd like to arrange a viewing of any listings you see on this site, or learn more about your options in the Calgary Real Estate market, the Kernick Home Team is ready to help with your search. Please contact us by email or call/text 403-875-7629 for assistance.

Latest Testimonials
  • Great Value and Service!

    When our 21 yr. old. son Jonathan moved to Calgary from Ontario, he decided he was going to stay for an extended...

    John and Joanna Mataya, Welland, Ontario Nov 15, 2013
  • Dedicated

    This was my second time working with Kelly. His dedication and experience made the process easier during a difficult...

    Tom Jones Jul 26, 2013
  • Found on Google

    When I planned on moving to Calgary from Fort McMurray I had no idea where to start. I didn't know people here in...

    Caroline Christopherson Apr 14, 2013
  • From Quebec to Calgary

    My wife and I had just arrived from out of province and were looking for a little place for us and our two kids and...

    Richard & Melanie Boutin Mar 25, 2013
  • First Time Condo Buyers

    My husband and I were looking to purchase our first home, and Kelly came highly recommended. Kelly went above and...

    Cody & Mandee Bird Mar 25, 2013
  • Would Refer to Anyone

    I would refer Kelly as a Realtor to anyone who asked based on my past experiences. He helped me shop around and find...

    Dana Johnston Mar 21, 2013
  • Organized and Dedicated

    Kelly is a VERY organized Realtor who works hard for everyone. I have seen first hand his dedication to helping...

    John Mayberry Aug 20, 2012
  • Kelly Found My Perfect House

    Kelly found my perfect house and was a joy to work with - what else could you ask for in a real estate professional!...

    Jane Shupe Aug 20, 2012
  • Helpful & Pleasant to Work With

    Kelly was very helpful, full of knowledge, very pleasant to work with, and was always ready to answer any...

    Angela Cartwright Aug 20, 2012
  • Always There to Answer My Questions

    It was awesome that Kelly did stuff at my fast pace. He was always there to answer my questions and if he didn't have...

    Amy Tran Aug 20, 2012
Urban Real Estate Services
820, 26th Street NE , Calgary, Alberta, T2A 2M4
Tel: 403-875-7629
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The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Calgary Real Estate Board. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.