What's your budget? You will need to consider all your monthly expenses and take into consideration some unplanned costs.

Wants vs Needs
When considering your home buying budget look at your needs first and wants second. This way you will get the most out of your purchase.

Consider now and your future
Consider what you need today and what may change in your life down the road. Find a home that meets both criteria.

Tips for the home search
A couple items that will impact your purchase are access to essential services and proximity to work and family.

Our buyer's team
Professionals to help with your purchase. Our team includes appraisers, lawyers, mortgage brokers. lenders, home inspectors, and insurance brokers.

RRSP's and the first time buyer
First time home buyers can use up to $20,000 of their RRSP's as a down payment. Here are some more details about the program. 

The Canadian Mortgage and Housing Corporation(CMHC)
You can put down as little as 5 percent on a home with the help of a CMHC insured mortgage. Find out more about the CMHC program.

Nine relocation mistakes
Consider these tips for avoiding costly mistakes when relocating to a new city

Moving up - How to do it better
Sell first, time your closings, and improve your current home. Just a few of our suggestions to enhance your move to a new home.

The buyer agency agreement - better for everyone
Buyer agency is better for everyone. Learn why in this report.

Why real estate investmests?
Real estate is the oldest and best of all investments. Learn the benefits of building equity with a time tested and low risk financial investment.


If you'd like to arrange a viewing of any listings you see on this site, or learn more about your options in the Calgary Real Estate market, the Kernick Home Team is ready to help with your search. Please contact us by email or call/text 403-875-7629 for assistance.

Latest Testimonials
  • Helped Me Buy a Townhouse

    Kelly is a Realtor n his own class. His client care and professionalism. I had some anxiety about the purchasing a...

    Christina Auatin Feb 24, 2020
  • Bought an Acreage

    Kelly was a valued partner for us in finding our new home in the country. Knowledgeable about the market, helpful,...

    Darrel Florence Feb 24, 2020
  • Second Purchase

    Worked with Kelly on 2 separate occasions to purchase a home. He is easy to get along with and doesn't pressure you...

    Chris Karaplis Feb 24, 2020
  • Repeat Cusomer

    We have purchased two homes in Airdrie with Kelly. He dedicated a lot time showing us homes and was very...

    Sarah Dyrland Feb 24, 2020
  • Great Value and Service!

    When our 21 yr. old. son Jonathan moved to Calgary from Ontario, he decided he was going to stay for an extended...

    John and Joanna Mataya, Welland, Ontario Nov 15, 2013
  • Dedicated

    This was my second time working with Kelly. His dedication and experience made the process easier during a difficult...

    Tom Jones Jul 26, 2013
  • Found on Google

    When I planned on moving to Calgary from Fort McMurray I had no idea where to start. I didn't know people here in...

    Caroline Christopherson Apr 14, 2013
  • From Quebec to Calgary

    My wife and I had just arrived from out of province and were looking for a little place for us and our two kids and...

    Richard & Melanie Boutin Mar 25, 2013
  • First Time Condo Buyers

    My husband and I were looking to purchase our first home, and Kelly came highly recommended. Kelly went above and...

    Cody & Mandee Bird Mar 25, 2013
  • Would Refer to Anyone

    I would refer Kelly as a Realtor to anyone who asked based on my past experiences. He helped me shop around and find...

    Dana Johnston Mar 21, 2013
Urban Real Estate Services
820, 26th Street NE , Calgary, Alberta, T2A 2M4
Tel: 403-875-7629
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