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First Time Home Buyersbuy a home in calgary

Are you ready to buy a home? Buying a home is one of the biggest financial and lifestyle decisions you will make, so it pays to make an informed decision by first looking at the main advantages and disadvantages of homeownership. Buy vs Rent Calculator

 

  • Are Your Financials in Order? In this Step you will find a number of simple calculations that will help you evaluate your current financial situation and determine how much house you can afford and the maximum price that you should be considering. Online Mortgage Calculators 

  • How Much is This Going to Cost? After you have calculated the maximum home price you can afford, you will need to calculate the up-front costs and expenses associated with buying a home to make sure you are financially prepared. Extra buying costs 

  • What Type Should You Buy? Before you start searching for a home you need to think about your current and future housing needs and what characteristics are important to you in a home.  Buy - House vs Condo

  • What Professionals Should You Call? This Step describes the roles played by the professionals you will call on in the homebuying process: real estate agent, mortgage broker, lawyer/notary, inspector, insurance broker.

  • How To Find the Right Home. If you have decided that you are ready to start your search, this Site offers numerous targeted searches to find the perfect home. Start my search

  • How to Buy a Home.  Once you find the home you would like to buy, you will need to present the seller with an Offer to Purchase supplied by your Realtor. See Example Purchase Contract

  • The Final Steps. Describes the final steps in the home buying process: things you will need to do on closing day. Closing Day Report

  • Home Repair and Maintenance Tips. This website offers useful tips for new homeowners on home repair, maintenance and renovations. Also sign up to receive maintenance alerts. Home Wizardwizard 

 

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 Important Links and Contact Information 

Accessible Housing Society -- 403-282-1872  www.ahscalgary.ca

ATCO Gas - Calgary office main number, 403-245-7110  www.atcogas.com

Calgary Transit - 403-262-1000  www.calgarytransit.com

Canada Mortgage and Housing Corp. - 403-515-3000  www.cmhc-schl.gc.ca/

Canadian Home Builders' Association - Alberta - 1-780-424-5890, or 1-800-661-3348  www.chbaalberta.ca

Canadian Home Builders' Association - Calgary Region - 403-235-1911 www.crhba.com

City of Calgary -- main switchboard, 403-268-2111 www.calgary.ca

Direct Energy - 1-866-420-3174  www.directenergy.com

Enmax - 403-310-2010  www.enmax.com

Federation of Calgary Communities - 244-4111  www.calgarycommunities.com

National Home Warranty - Calgary office  403-278-5665  toll-free 1-888-776-7707 www.nationalhomewarranty.com

Professional Home Builders Institute of Alberta - 403-216-8310 in Calgary, or 1-888-325-9999   www.phbia.com

The Alberta New Home Warranty Program  - Calgary office, 403-253-3636  www.anhwp.com

TransAlta Utilities -  1-800-667-2345

Urban Development Institute - 403-531-6250  www.udicalgary.com 

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If you'd like to arrange a viewing of any listings you see on this site, or learn more about your options in the Calgary Real Estate market, the Kernick Home Team is ready to help with your search. Please contact us by email or call/text 403-875-7629 for assistance.

Latest Testimonials
  • Great Value and Service!

    When our 21 yr. old. son Jonathan moved to Calgary from Ontario, he decided he was going to stay for an extended...

    John and Joanna Mataya, Welland, Ontario Nov 15, 2013
  • Dedicated

    This was my second time working with Kelly. His dedication and experience made the process easier during a difficult...

    Tom Jones Jul 26, 2013
  • Found on Google

    When I planned on moving to Calgary from Fort McMurray I had no idea where to start. I didn't know people here in...

    Caroline Christopherson Apr 14, 2013
  • From Quebec to Calgary

    My wife and I had just arrived from out of province and were looking for a little place for us and our two kids and...

    Richard & Melanie Boutin Mar 25, 2013
  • First Time Condo Buyers

    My husband and I were looking to purchase our first home, and Kelly came highly recommended. Kelly went above and...

    Cody & Mandee Bird Mar 25, 2013
  • Would Refer to Anyone

    I would refer Kelly as a Realtor to anyone who asked based on my past experiences. He helped me shop around and find...

    Dana Johnston Mar 21, 2013
  • Organized and Dedicated

    Kelly is a VERY organized Realtor who works hard for everyone. I have seen first hand his dedication to helping...

    John Mayberry Aug 20, 2012
  • Kelly Found My Perfect House

    Kelly found my perfect house and was a joy to work with - what else could you ask for in a real estate professional!...

    Jane Shupe Aug 20, 2012
  • Helpful & Pleasant to Work With

    Kelly was very helpful, full of knowledge, very pleasant to work with, and was always ready to answer any...

    Angela Cartwright Aug 20, 2012
  • Always There to Answer My Questions

    It was awesome that Kelly did stuff at my fast pace. He was always there to answer my questions and if he didn't have...

    Amy Tran Aug 20, 2012
Greater Calgary Real Estate
Calgary, Alberta,
Tel: 403-875-7629
MLS®, REALTOR®, and the associated logos are trademarks of The Canadian Real Estate Association.

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Calgary Real Estate Board. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.