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Mortgages
• A review of mortgage terms including rates, payment options, amortization, the pre-approval process and conventional vs insured mortgages.

Mortgage Options
• Review your options including fixed vs variable, assumable mortgages, and seller financing.

Qualifying
• How to apply for a mortgage. Get the proper documents ready for a quick approval.

Mortgage Tips & Tricks
• Take control of your mortgage. These five tips will give you an advantage.

Pay it off faster
• See how amortization changes and payment increases can take years off your mortgage

Associated costs
•Learn what fees are associated with home purchases such as inspections, appraisals, lawyers, and more.


Kelly Kernick, CIR REALTY
#168, 8060 SILVER SPRINGS BV. NW, Calgary, Alberta, T3B 5K1
Tel: 403-247-7770 Cell: 403-247-7770 Fax: 403-275-0644
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